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Simple, Transparent Pricing

Start free today. Upgrade later only if you want more.

Our core debt payoff planner and money saving playbook are 100% free to use in your browser.

Membership Tiers & Tool Availability

Free Plan

Active & Available Now
$0/ forever

Everything you need to calculate your debt-free date and generate a savings plan.

  • Debt Snowball & Avalanche side-by-side planner
  • Personalized Money Saving Playbook generator
  • Extra payment slider & interest savings calculator
  • Export & print timeline summary
  • 100% Browser Private (No bank logins required)

Pro Plan

Planned Future Features
$9/ month (Estimated)

For users who want cloud sync, automated progress tracking, and reminders.

  • Everything in Free Plan
  • Saved plans & multi-device cloud sync
  • Automatic payoff milestone tracking
  • Bill & debt payment email reminders
  • Priority email support

Will the free tools stay free?

Yes! The core Debt Planner and Money Saving Playbook will always remain free. We believe everyone deserves access to clear financial timelines without paywalls.